We can provide bespoke card machine rates to fit your business needs, to go with our range of card terminals and smart card machines.
As cash transactions continue to dwindle, cashless payments using credit or debit cards are now commonplace. However, accepting cashless transactions can come with added costs to a business but with our bespoke card terminal rates, we can offer you a competitive price that suits you and your customers.
Transparent pricing
Next day payments
Free cashback
Free refunds
Understanding card machine rates
In this almost cashless world, card machine rates aren’t just an operational detail – they directly impact your profit margins. At Daisy, we understand that every penny counts, which is why our bespoke card machine rates are tailored to your business’s transaction volume, sector, and customer payment behaviour.
Costs that influence card machine rates
While Daisy provides transparent, competitive pricing, it’s useful to understand the broader structure of how card machine rates are typically constructed:
- Transaction Fees – These are usually charged as a percentage of each sale, often ranging between 1.5% and 3.5% depending on factors like card type and provider.
- Interchange & Network (Scheme) Fees – In the UK, basic interchange fees are capped at 0.2% for domestic debit cards and 0.3% for domestic credit cards as set by the Payment Systems Regulator.
- Hardware or Rental Costs – If you opt to rent a card machine, costs typically fall between £18–£30 per month, depending on the model and contract length.
- Ancillary Charges – These can include authorisation fees (~1p–4p per transaction), PCI DSS compliance fees (£30–£100 annually), monthly minimum spend charges, and early termination fees.
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How Daisy’s ‘bespoke card machine rates’ benefit your business
With Daisy, you don’t get one-size-fits-all pricing – you get a customised card machine rates package designed to reduce operational complexity and enhance value:
- Transparent Pricing – You’re fully aware of what you’re paying – no unexpected fine print.
- Next-Day Payments – Improve your cash flow with fast settlement.
- Free Cashback and Refunds – No hidden costs for those everyday transaction scenarios.
These features help ensure that your total cost to accept card payments remains as low and predictable as possible while providing rich service.
Maximising value with the right choice
To make your card machine rates work harder:
- Choose the Right Hardware – Whether you need a countertop terminal or a portable smart device, our range ensures you only pay for what you actually need.
- Leverage Your Sales Volume – If your business processes high volumes, you could qualify for lower rates – Daisy’s team can help assess this for you.
- Avoid Hidden and Incidental Fees – From authorisation to PCI compliance, our team ensures you’re not surprised by add-ons.
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Related Solutions
Card Terminals
Castles countertop card terminals and portable card machines are ideal for retail environments, hospitality, small businesses and more – let us find the right payment solution for your business.
- Preferential rates for existing customers.
- Latest terminals and technology.
- Free cashback and refunds.
Smart Card Machines
Perfect for all industries, our Smart Card Machines are ideal for retail or trade shows, market stalls, sporting events, taxis, bars and more.
- Wi-Fi enabled with built-in 4G backup.
- Android software and integration capabilities.
- Full colour touch screen.
Clover Payment Solutions
Whether you need a powerful countertop system, a versatile handheld device, or a compact yet efficient option, these cutting-edge solutions offer speed, security, and flexibility.
- Clover Mini – The most adaptable contactless card machine.
- Clover Flex – The fastest, most mobile-optimised point-of-sale ever.
- Clover Station Duo – A powerful POS for both sides of the counter.
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Why Daisy
Support
We pride ourselves on our friendly UK-based customer service.
Experience
From small beginnings, we’ve now got over 25 years experience.
Scale
We look after c. 185,000 businesses across the UK.
